Terms & Conditions – LOGRÉ MI CASA (LMC)

TERMS AND CONDITIONS OF THE SYSTEM LOGRÉ MI CASA | LMC

Last updated: November 21, 2025
Compliant with applicable federal and state regulations, including updates effective in 2026. By accessing, registering, purchasing, or using the Logré Mi Casa | LMC system (“LMC,” “the system,” “we,” “our”), you (“client,” “participant,” “user”) agree to be bound by the following Terms and Conditions. This document constitutes a legally binding agreement under the laws of the State of Georgia and the applicable federal laws of the United States.

SECTION 1 – NATURE OF THE SERVICE Logré Mi Casa | LMC is an educational, strategic, and professional support system, delivered by a team of licensed specialists and accredited professionals in their respective fields (psychology, real estate, credit analysis, personal finance, taxation, documentation review, and other authorized disciplines). LMC is not: a lender, a bank or financial institution, a mortgage broker, a credit repair company, a real estate representative acting on your behalf, a law firm or legal advisor, nor a service that guarantees credit approval, specific financial outcomes, or the successful purchase of a property.

LMC provides educational guidance, strategic support, structural clarity, and professional orientation, but all external decisions and outcomes depend on third-party institutions, not on LMC.

SECTION 2 – SCOPE AND LIMITATIONS OF THE SERVICE The client expressly acknowledges and agrees that: LMC does not guarantee any results whatsoever.  We do not guarantee mortgage approval, interest rates, timelines, property availability, successful inspections, appraisal outcomes, underwriting approvals, closing dates, or any financial or real estate result. LMC has no control over: banks, lenders, underwriters, credit decision processes, appraisal companies, inspectors, government agencies, insurance institutions, third-party document review, or changing market conditions.  All information provided by LMC is educational in nature and based on common industry practices, not a guarantee of performance or approval. The client is solely responsible for verifying: local laws and tax implications, credit eligibility, employment requirements, immigration or residency issues, lender-specific guidelines, and any other personal circumstances affecting their process.

SECTION 3 – MINIMUM CLIENT REQUIREMENTS To access and properly benefit from the LMC system, the client must meet the following minimum requirements: Valid and verifiable SSN or ITIN, Documented and provable income (W-2, 1099, self-employed business, or equivalent certified activity), Recent pay stubs (30–60 days), Federal tax returns (Form 1040 and applicable schedules) for the last two years, when required, Verifiable bank statements.
Available funds equivalent to at least 7% of the estimated property value, intended for: upfront costs, partial down payment, closing costs, minimum reserves. If the client does not meet these requirements, they may only continue if they add a co-buyer who fully meets the criteria.

SECTION 4 – FEES, PAYMENTS, AND SERVICE CONDITIONS

Payments made to Logré Mi Casa | LMC cover: access to the system, educational material, strategic guidance, document orientation, support from licensed professionals, structured step-by-step processes, internal tools, resources, and documentation review. Payments are not made in exchange for guaranteed results and are non-transferable. All payments are final unless covered under the Limited Warranty in Section 5.

SECTION 5 – LIMITED QUALITY-OF-SERVICE WARRANTY

LMC offers a Limited Quality-of-Service Warranty, subject to the following terms: The client may request a refund of 90% of the amount paid ONLY if LMC fails to provide the promised service, defined as: active support, timely responses, scheduled sessions, guidance and educational direction, and preliminary document orientation. The remaining 10% is strictly non-refundable, covering administrative, operational, and legal compliance expenses. This warranty does NOT apply in cases of: lack of results or external rejections, lender, bank, or third-party decisions,  incomplete or inaccurate documents provided by the client, non-participation in sessions, changes in the client’s financial status, failure to meet the minimum requirements, or any circumstance outside LMC’s control. Warranty claims must be submitted in writing, with evidence, within the term of the contracted service.
SECTION 6 – LIMITATION OF LIABILITY LMC covers only the cost of the first inspection, provided that: the client formally reaches the lender-approved inspection stage,  the selected property meets lender requirements, and the client remains active in the system. LMC is not responsible for: property defects, inspection results, appraisal values, lender underwriting decisions, delays from third parties, market fluctuations, contract cancellations, or financial losses of any kind. The client assumes full responsibility for any additional inspections, reports, services, or external expenses.

SECTION 7 – CLIENT RESPONSIBILITIES The client agrees to: Provide truthful, complete, and verifiable information. Submit required documents promptly. Maintain consistent communication. Attend scheduled sessions or trainings. Follow the system’s instructions and structure. Treat the LMC team with professionalism and respect. Failure to comply may result in limited service access or termination without refund.

SECTION 8 – INTELLECTUAL PROPERTY AND RESPONSIBLE USE All content, materials, videos, methods, frameworks, templates, systems, documents, software, and resources within Logré Mi Casa | LMC are protected under U.S. Copyright Law. The client is expressly prohibited from: copying, distributing, reselling, recording, uploading, publishing, sublicensing, or sharing LMC content in any form. Unauthorized use constitutes infringement and may result in civil and criminal action.

SECTION 9 – PRIVACY AND DATA PROTECTION (UPDATED FOR 2026) LMC complies with the following regulations: Federal Trade Commission (FTC) Act, FTC Truth-in-Advertising Rules, California Consumer Privacy Act (CCPA), including all 2026 amendments, California Privacy Rights Act (CPRA), General Data Protection Regulation (GDPR), when applicable, Fair Housing Act (FHAct), and all applicable federal and Georgia state consumer-protection laws. LMC does not sell, trade, or share personal information without explicit consent. All personal data is processed according to the Privacy Policy published on this website. 

SECTION 10 – SERVICE MODIFICATIONS LMC may update its prices, structure, workflow, content, availability, or service terms at any time.  All modifications take effect immediately upon publication on this page.

SECTION 11 – GOVERNING LAW AND STATE-LEVEL VARIATIONS These Terms and Conditions are governed by: the federal laws of the United States, and the laws of the State of Georgia.The client understands that individual U.S. states may impose additional regulations on credit, real estate, taxation, or consumer protection. It is the client’s responsibility to verify compliance with their local jurisdiction before making financial or real estate decisions.

SECTION 12 – JURISDICTION Both parties agree that any dispute arising from this agreement shall be submitted exclusively to the courts of the State of Georgia, waiving any other jurisdiction or venue.

SECTION 13 – ELECTRONIC CONSENT By registering, paying, or using the system, the client provides electronic acceptance of these Terms under the Electronic Signatures in Global and National Commerce Act (E-SIGN Act, 15 U.S.C. §§ 7001–7031).

SECTION 14 – FINAL ACCEPTANCE By continuing to use Logré Mi Casa | LMC, the client acknowledges having read, understood, and accepted all the clauses contained in this agreement.